javascript:void(0) SBI Interview : Must Know Info About SBI ~ Online GK

SBI Interview : Must Know Info About SBI


SBI Interview: For our visitors who are going to appear in the upcoming SBI PO, Clerk and Internal Promotional Interviews, we are providing here some very important and must know points about State Bank of India. It is very important for all of you to have some knowledge about the organization in which you are going to appear for the interview as board may test your knowledge about SBI.
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State Bank of India: SBI is the largest banking and financial services company in India by revenue, assets and market capitalization. It is a state-owned corporation with its headquarters in Mumbai.
Brief History: The roots of the State Bank of India lie in the first decade of 19th century, when the Bank of Calcutta, later renamed the Bank of Bengal, was established on 2 June 1806. The Bank of Bengal was one of three Presidency banks, the other two being the Bank of Bombay (incorporated on 15 April 1840) and the Bank of Madras (incorporated on 1 July 1843). The Presidency banks were amalgamated on 27 January 1921 and the re-organized as Imperial Bank of India. The Government of India nationalized the Imperial Bank of India in 1955, with the Reserve Bank of India taking a 60% stake, and renamed it the State Bank of India. In 2008, the government took over the stake held by the Reserve Bank of India. SBI has been ranked 285th in the Fortune Global 500 rankings of the world's biggest corporations for the year 2012.
Associate Banks: SBI now has five associate banks:
·        State Bank of Bikaner & Jaipur
·        State Bank of Hyderabad
·        State Bank of Mysore
·        State Bank of Patiala
·        State Bank of Travancore
Earlier SBI had seven associate banks that constituted the State Bank Group however on 13 August 2008 when State Bank of Saurashtra merged with SBI, reducing the number of state banks from seven to six. Then on 19 June 2009 the SBI board approved the merger of its subsidiary, State Bank of Indore.

Net Profit FY 2012-13: Rs. 14105 crores
Capital Adequacy Ratio (March 2013): 12.92%
Gross NPA: 4.75%
Net NPA: 2.10%
Total Staff (March 2013): 228296
Total Branches (March 2013): 14816
Overseas Offices: As of 31 March 2013, the bank had 186 overseas offices spread over 34 countries.
Number of ATMs (March 2013): 32752 (State Bank Group)
CASA Deposit: 46.50%
Net Interest Margin: 3.34%
Return on Assets: 0.91%
Cost of Funds: 6.46%
Chairman of SBI: Shri Pratip Chaudhuri

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